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If you are planning for a housing loan and are researching on the best deals and offers on home loan at various places then you are advised to consider the various home loan charges. There are several aspects beyond interest rates (which most of people consider as whole and sole aspect, while making a decision on the Home loans and other types of loans). Apart from Home loan interest rates, there are numerous charges; especially the charges which are either hidden or are bonded. The home loan payouts that you must consider before applying for a loan are as follows: